Since 2004, Microinsurance has been of growing interest to the federal government and the National Council of Private Insurance (CNSP). In 2006, the Consultative Group to Assist the Poor (CGAP) of the International Association of Insurance Supervisors (IAIS), formed the Joint Working Group on Microinsurance, with Susep (Brazilian Private Insurance Superintendence) as a member and contributor.

Two years later, the CNSP created the Advisory Committee on Microinsurance, with representatives of the market and chaired by the superintendent of Susep, including the Escola Nacional de Seguros, which was responsible for coordinating the research sub-group, with the objective to support policy measures and provide suggestions for effective implementation of Microinsurance in Brazil.

Aiming to disseminate the results of this work for the insurance market and other sectors concerned, the school offers, links below, the research developed.

The Researches

Studies conducted under the Research Programme of the Escola Nacional de Seguros - Funenseg - Advisory Committee on Microinsurance - CNSP

Fernando Augusto Freitas de Araújo
Business Plan Modeling of a Microinsurance Unit

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Fernando Augusto Freitas de Araújo
Microinsurance Operations in Insurance Company

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Francisco Galiza
Products of Private Initiative Correlated with Microinsurance

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Francisco Galiza
Social Programs and Social Security in Brazil Main Features

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Lauro Gonzalez
Synergy between Microinsurance and Microcredit

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Marcelo Cortes Neri
Microinsurance Income Risk, Social Security and the Demand for Private Insurance by the

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Susep’s Microinsurance Working Group Reports

Partial Report I
Concept Definition and Target Audience Identification

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Partial Report II
Identifying the Regulatory Barriers in Brazil

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Partial Report III
Identification of stakeholders in Microinsurance and their roles

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Partial Report IV
Identifying the Major Parameters for the Microinsurance Products

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